65
fair

MoneyLion: Go-to Money App | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
8 Points Past 7 Days
Category: Finance
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30-Day Trend
 
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Epic
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Android unitQ Score
Android User Feedback
78%
Android
398 Reports
iOS unitQ Score
iOS User Feedback
22%
iOS
112 Reports
User Feedback
22%
iOS
112 Reports
78%
Android
398 Reports
MoneyLion: Go-to Money App - Latest Quality Issues
Android
May 14, 2024
Money lion was great at first. Then I had someone hack my bank account and the bank had to send me a new card after blocking my other card from being charged by whomever was trying to access my account. It took almost 10 days to get a new card and yet money lion still got their money $305 and still won't let me borrow again. The second I got my new card I added it to money lion and updated my info. Still no advances allowed. This is bullsh*t and that's why I rated thisvapp as I did.
Android
May 14, 2024
It's trash, doesn't even deserve one star. Highly susceptible to breaches and actively shares your data and you must "request" a profile deletion.
iOS
May 14, 2024
DONT DO IT
I've been fighting with them for the last TWO WEEKS to get money they owe me for multiple things. First, do NOT take an instacash! They start you out at $25 and of course you have to pay it back. BUT….if ANYONE sends you $5 even without you asking, or if you get a $5 reward from MoneyLion , they add that on the money you owe them for instacash! This week they are telling me I owe them $79 on a $25 payout! I've shown them proof and they still try to justify it! And do NOT invest with them! They have screwed me out of $200!!! Today I found out they are being investigated for their shady investment activities, and they've had lawsuits bc of it. Additionally, there have been other lawsuits from military families they've done wrong to financially! I'm fighting back legally! Stay far away!
iOS
May 14, 2024
Lying about direct deposit boost
In the Money Lion app it says switch your direct deposit and get $930 instcash and a $100 boost while you wait for them to verify I switched and didn't get the $930 instacash nor the $100 boost. I called and was told that was only for people who were new to Money Lion. The Terms and Conditions state that it is for anyone who it shows up in their app. It shows in mine but they still refuse to give me the extra instacash. Up until this I was very happy with Money Lion but not now since they are lying
iOS
May 15, 2024
Fraud
After having a deposit of $800 approved and supposed to be in my account within one or two days but after two days I called and they stated that it would be in my account by midnight check. at midnight the $800 was no longer there and now I'm approved for $500. This is ridiculous because that money was accounted for so now my bills are $300 short and they can't give me a reason of what happened. This is terrible customer service. This is not how you treat people who have loyal.
Android
May 15, 2024
this app is horrible it waits til the very end then tells me my address is valid. garbage
Android
May 15, 2024
Suddenly when I need it most can't get loan because I can't link my debit card for my bank account that's ALREADY linked to my money lion account and have repaid all my loans. Makes no sense. I'll go somewhere else I guess
Android
May 15, 2024
Money Lion is an excellent online bank! Love the instacash option, boosts, crypto, & investment options. I have enjoyed the articles in the app and lo e the ability to send funds ro family and friends quick and easy. However, after years of being a loyal customer, my debit card fi ally expired. Money lion has failed to get me a new physical card for 10 months! I have order a new card more than a dozen times.... still no card. Leaving for a different banking app. Thanks for several good years.
Android
May 15, 2024
If I could give this app 0 stars I would!! I just downloaded and opened this app today. I got approved for Instacash, and when I went to link my debit card, it would not allow me to. No one could give me an explanation as to why, so I closed this account as soon as I opened it!!! This is beyond poor customer service, and a faulty app! Never again!!!!!
MoneyLion: Go-to Money App - Product Description
The only money app you need. MoneyLion is an all-in-one finance app with mobile banking and personal finance resources. Get cash advances up to $500, compare offers for personal loans, and auto-invest to reach your goals.

Discover easy money tools, tips, and offers for every money moment. Get a loan to help build credit as a Credit Builder Plus member. Get paid early (up to 2 days)² with RoarMoney℠. Access fast cash with an early paycheck and use Instacash℠ cash advances for extra money when you need it. Get money tips on the Discover feed to live your best money life.

Control your finances today with MoneyLion.

Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Get cash easily with no fee at 55,000+ Allpoint ATMs⁵
- Use Round Ups³ to invest spare change with eligible credit or debit card purchases

Extra cash with Instacash
- Get money in minutes (up to $500) with a 0% APR cash advance¹
- Quick cash advance available with no credit check or interest
- Cash advance increased limit (up to $1,000¹) with a qualifying recurring direct deposit

Personal loan offers on MoneyLion Marketplace⁶
- Need to borrow money? Get matched with partner loan offers
- Compare offers for personal loans, small loans, and online loans
- Top high yield savings account and loan refinancing offers

Credit Builder Plus
- Membership ($19.99/mo) will grant access to a Credit Builder loan of up to $1000 and exclusive services
- Help save, build credit history, and view your credit score

MoneyLion is not affiliated with other money apps, loan apps, or cash advance apps such as Chime, Dave, Cash App, Credit Karma, Beem, Chase, Varo Bank, Possible Finance, Earnin, SoFi, Cleo, or Brigit

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

6 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 7 years. All loan offers on the MoneyLion marketplace require your application and approval by the lender. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
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