Quality degradation at Possible: Fast Cash & Credit  
Users report higher volume of Quality Issues than usual
53
fair

Possible: Fast Cash & Credit | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-11 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
53%
Android
152 Reports
iOS unitQ Score
iOS User Feedback
47%
iOS
133 Reports
User Feedback
47%
iOS
133 Reports
53%
Android
152 Reports
Possible: Fast Cash & Credit - Latest Quality Issues
Android
May 14, 2024
I unfortunately have to redo my rating to a zero for the disappointment of what this app and company has treated a returning customer that is usually on time with payments. They denied me for the purpose of not supplying income which is new but I did provide everything they asked for with the app never updating. I even emailed customer service with no reply. I've been a customer since April 2020 and now I'm just leaving this app behind.
Android
May 14, 2024
I am trying for a loan but when I try it won't load it just had a circle that keeps spinning
Android
May 15, 2024
Keeps telling me I'm on the list to watch out for an email it's been saying that for the last 4 months
iOS
May 15, 2024
Getting a job isn’t enough
I finally landed a good job after a long period of unemployment. Turns out I have to complete my training for this new job out of town for two weeks. My new employer is paying for my accomodations, but I can't afford to pay for my transportation, the deposit fee due at check-in, my meals, etc. All these expenses will be reimbursed by my new employer after training is over. And if training started AFTER I received my first paycheck, I would have more than enough. It's actually going to be the best-paying job I've ever had. Except I need to complete my training, and right now I can't afford the travel expenses of my out-of-town training out-of-pocket, because my pocket is empty. And if I can't complete my training, which is scheduled to start on an inflexible date, my employer is going to let me go. So I'll get a payday loan, right? Surely one of these predators will accept the proof of my new job in lieu of a recent employment history! Of course they don't. They reach their skeletal gray fingers into your bank account and rifle through your banking history, and there's no way to, I don't know, upload a photo of your employment contract, and/or your current timesheet, or allow them to contact and verify with your employer that you do indeed work there, or anything else that might be helpful in proving you're working and not unemployed. Nothing in your bank account would tell them you just got fired, so why should that be enough? For me, this app was worse than useless.
iOS
May 15, 2024
SMH
It only let me use it once it won't let me use again
iOS
May 15, 2024
No
I rated it a one because i keep continuously being declined for loans that amount to what a was just approved for and paid off or a few amounts higher. I've contacted them but they do not respond at a timely manner as well as having to wait 4-5 days to reapply and still get denied a lower amount I applied for. I would not recommend it sorry.
Android
May 15, 2024
Not available in Nevada. I don't understand why I can't use it, just because I live in a certain state.
Android
May 16, 2024
I'm so heated dealing with possible ... (incorrect information), there was an error on my account and my credit report. I LEFT several emails and call left messages. No one has responded back. I work hard to get good credit, and because of incorrect information, yall report my credit had dropped. Thanks a lot
Android
May 16, 2024
Very disappointed that this app keeps advertising I've downloaded it but all it keeps saying is we can not approve your loan at this time like wth
Possible: Fast Cash & Credit - Product Description
Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.

Need a quick cash advance? We’re here to show you a better way. Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit 
Bad or no credit OK—apply with no impact to your FICO® score
When you’re approved, get cash in minutes^ straight to your bank

A credit builder** loan you can trust: 
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
One-third of credit invisible customers establish a 570 credit score after just one Possible Loan
Build payment history, an important part of credit history, with every on-time payment

Easy, convenient payment options: 
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account

Ready to get started? 
Download the Possible app and apply today for an advance of up to $500*! 

“This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don’t charge a hefty fee either! Love them!”
Jenna

“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.” 
TechCrunch

“I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It’s like borrowing money from a good friend that increases your credit score. Seriously the best experience I’ve ever had. 110% recommend it!”
Nellyville107, App Store

“By far the best way to build your credit quickly!”
Toby

“Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.”
David

“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
Nel N, BBB

Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.

Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121  
+1 (206) 202-5115)
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