38
poor

Carbon: Mobile Banking & Loans | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
0 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
88%
Android
240 Reports
iOS unitQ Score
iOS User Feedback
12%
iOS
32 Reports
User Feedback
12%
iOS
32 Reports
88%
Android
240 Reports
Carbon: Mobile Banking & Loans - Latest Quality Issues
Android
May 10, 2024
Run from this app as far as you can..... They claimed they borrowed me 20000 but I was not credited and I'm to pay 29000
Android
May 10, 2024
Hello Carbon, there seems to be some service downtime, I can't accept my loan offer. An error message keeps popping up
Android
May 10, 2024
Honestly I regret using carbon because since I started using this app I haven't been able to make any transfer they hold my money it rubbish i ask them for support and they didn't do anything about it they keep saying something else if I try to verify my NIN it not working
Android
May 10, 2024
I think the account statement style should be changed as it is an issue for some of us to get it linked
Android
May 10, 2024
thought this app was recommended the best only for them to waste your time again and again it's better to look for a place that to think this app has anything to offer.🤕
Android
May 10, 2024
you guys are really frustrating and don't keep to your word, what's the mean of upgrade account all the time,even when I want to loan money,instead of adding card,you still take me to PEP and you want me to refer your platform.
Android
May 10, 2024
I have an account before but I changed my phone I got another one trying to login they said my face is different from the details I put in pls I don't understand
Android
May 10, 2024
I have been asking for load for the pass three months
Android
May 10, 2024
Keep denying my loan for months now, without a reason!
Carbon: Mobile Banking & Loans - Product Description
Access a variety of banking services, from high-interest savings to instant short-term loans for your urgent needs. Open a Carbon bank account in minutes and start living a better financial lifestyle. 
 
SPECIAL FEATURES
* Get loans ranging from ₦1,500 to ₦1m(Nigeria)
* Make repayments over a maximum of 64 weeks.
* Interest ranges from 1.75% - 30%, with an equivalent monthly interest rate of 1 - 21%.
* Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month. With an APR of 24.3%, the total repayment amount after 90 days is ₦53,000.
Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month. With an APR of 24.3%, the total repayment amount after 90 days is ₦53,000.
* Flexible tenors from 1 month to 6 months with the ability to make early repayments at any point in the tenor.
 
SEND MONEY FOR FREE 
Transfer funds to any bank at no extra cost, 30 times a month. It’s the highest around and our customers save N1,500 on transfer charges every month.
 
SAVE WITH HIGH INTEREST 
Don’t just keep your money in the bank. Create a savings plan and start earning up to 15% interest on your funds when it’s time to withdraw.
 
SHOP NOW, PAY OVER TIME
Buy items you love and need the most and pay in small, equal installments, at 0% interest.
 
RECEIVE CASHBACK ON LOANS 
Apply for up to N1 million and receive funds in your account within minutes. You also get up to 30% cashback on your interest when you pay in time.
 
GET A CARD YOU CONTROL 
The Carbon Visa card is your passport to freedom and security. Spend as you please on both online and offline channels. Freeze your account from anywhere if you notice irregular behavior. Set spending limits across channels.
 
SAY GOODBYE TO QUEUES 
Request a Visa card with just the tap of a button on your Carbon app and it would be delivered to your doorstep anywhere in the country.
 
INSTANT REVERSALS 
No panicking with a Carbon bank account. Receive instant reversals whenever transactions don’t complete.

GET IN TOUCH! 
Carbon (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company. While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels. We’d love to hear from you!
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