61
fair

MoneyLion: Go-to Money App | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
5 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
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Epic
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Android unitQ Score
Android User Feedback
80%
Android
442 Reports
iOS unitQ Score
iOS User Feedback
20%
iOS
108 Reports
User Feedback
20%
iOS
108 Reports
80%
Android
442 Reports
MoneyLion: Go-to Money App - Latest Quality Issues
iOS
May 9, 2024
Terrible people
I pay my credit card on Friday md have to wait a whole week and a day for it to go thru. Not to mention there customer service being a bunch of idiots with no manager or supervisor to talk to. Just incompetence
Android
May 9, 2024
I signed out yesterday and updated my phone. But now I can't login my money Lion account
Android
May 9, 2024
Moneylion is not what it advertises to be on the internet. I needed immediate cash for a medical emergency. Their insta cash option has you pay extra to get the cash instantly. You do not get the cash instantly, it goes to the roar money wallet instantly after you pay the fee, but you don't receive cash instantly. You have to transfer it to your bank account which takes 3 to 5 days. Turbo pmt only puts it in roar money. 3 days to get to me was no help. I was also misinformed by cust service. ***
Android
May 9, 2024
A bad app that throws up problems when you add your address.
Android
May 9, 2024
Misleading information. Total ripoff. Once you opt into their services you can't get out and are forced to pay their membership fees. Do not even download.
Android
May 10, 2024
It seemed like it was definitely a scam I plugged in the information and it said I already had account I did not I have never had an account and it was all about advertising and marketing I quickly deleted it
Android
May 10, 2024
I'm thinking about pulling my money out of moneylion. I don't want to bank with an institution that regulates where I'm allowed to spend MY money. I tried to make an online purchase for more than one merchant, apparently I'm not allowed to spend my money with those merchants, each a different merchant for different legal products, and I'mmoneylions Big Brother policing policy will not allow those transactions. I to should NOT be their decision because it is NOT their money I'm trying to use.
Android
May 10, 2024
Instacash is highway robbery. You think those boosts are really for you?? They love increasing your available limit. You can only request $100 increments though and if you want it immediately turbo fee is $6.99. Then they have the audacity to force beg for tips.. but wait theres more.. those boosts expire and when it comes time to pay back your limit is $200 less than before so be prepared to go in the hole if your check isn't substantially more than last pay period.
Android
May 10, 2024
Have used this account for many years and was trying to use a feature for the credit builder account when I ran into a general app issue. Contacted customer support only to get the runaround about why I couldn't use this feature. Ended finding out that they no longer support the loan for my state (Colorado). Overall the app is good when you can use the features but the customer support is ill trained and was not able to really assit in feature support issues.
MoneyLion: Go-to Money App - Product Description
The only money app you need. MoneyLion is an all-in-one finance app with mobile banking and personal finance resources. Get cash advances up to $500, compare offers for personal loans, and auto-invest to reach your goals.

Discover easy money tools, tips, and offers for every money moment. Get a loan to help build credit as a Credit Builder Plus member. Get paid early (up to 2 days)² with RoarMoney℠. Access fast cash with an early paycheck and use Instacash℠ cash advances for extra money when you need it. Get money tips on the Discover feed to live your best money life.

Control your finances today with MoneyLion.

Online banking that gives you more
- Get paid early (up to 2 days) with RoarMoney direct deposit²
- Gain fast rewards up to $500 per qualifying purchase with Shake 'N' Bank⁴
- Get cash easily with no fee at 55,000+ Allpoint ATMs⁵
- Use Round Ups³ to invest spare change with eligible credit or debit card purchases

Extra cash with Instacash
- Get money in minutes (up to $500) with a 0% APR cash advance¹
- Quick cash advance available with no credit check or interest
- Cash advance increased limit (up to $1,000¹) with a qualifying recurring direct deposit

Personal loan offers on MoneyLion Marketplace⁶
- Need to borrow money? Get matched with partner loan offers
- Compare offers for personal loans, small loans, and online loans
- Top high yield savings account and loan refinancing offers

Credit Builder Plus
- Membership ($19.99/mo) will grant access to a Credit Builder loan of up to $1000 and exclusive services
- Help save, build credit history, and view your credit score

MoneyLion is not affiliated with other money apps, loan apps, or cash advance apps such as Chime, Dave, Cash App, Credit Karma, Beem, Chase, Varo Bank, Possible Finance, Earnin, SoFi, Cleo, or Brigit

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Shake 'N' Bank and other Rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion.

5 The MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

6 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 7 years. All loan offers on the MoneyLion marketplace require your application and approval by the lender. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
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