Quality degradation at N26 — Love your bank  
Users report higher volume of Quality Issues than usual
35
poor

N26 — Love your bank | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-8 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
73%
Android
293 Reports
iOS unitQ Score
iOS User Feedback
27%
iOS
106 Reports
User Feedback
27%
iOS
106 Reports
73%
Android
293 Reports
N26 — Love your bank - Latest Quality Issues
Android
May 15, 2024
The worst bench I've ever used in my life. Customer support is useless. My account was blocked already 1 month ago and I was never told the reason for the block. 1000 euros were blocked and every day I write complaining to get my money back and customer service, the only thing it says is that they don't handle that information and they can't do anything. That this is another department but that there is no way to have contact with that department. I'm tired of complaining so much.
Android
May 15, 2024
After this review, which was 1 star, I was contacted below and in an hour they solved the problem by making me do the whole procedure even with the documents: "The video for pairing with a new device does not work, it is impossible to contact customer service, I can no longer enter the app, the customer service is not there for those who have the smart card! I'm going to switch to Revolut!"
Android
May 15, 2024
Pairing device such annoying process. Forced to give my phone number and email. I not using email services for such thing.
iOS
May 15, 2024
Account blocked
Like many other users who rate the app. They also blocked my account, I have already been in that process for two months, customer service through the chat does not resolve, an email arrived two weeks after the block asking for the data of an alternative account in my name to send the money and they do not do it, now they ask for selfie with the document, everything is sent but they do not give an answer. Customer service is horrific because they never solve anything, they don't respond to the email either and the process of returning the money they don't do either. Ok if they don't want a banking relationship to return the money, I don't understand why they stay with that. Of course, it is not justified to pay lawyers to recover a thousand euros, but it is not fair or reasonable that they do not release the money. They put a lot of twists and turns on a simple procedure. They cancel the account, return money and if they believe that there is a tax crime they can inform it or report it or denounce it to the treasury and you get along with the State. But it's not reasonable for them to keep the money
iOS
May 16, 2024
Contact
The banking is great for normal activities. I/we have been battling to open an account fir my wife and the App is stuck… We have tried to contact N26, but only get the BOT which is too limited and cannot help. Cannot find an email address to ask a question to be assisted by a human. Very frustrating.! Anton
Android
May 16, 2024
Unfortunately, it banally does not scan the passport and constantly throws out an error. 20 failed verification attempts. it is sad
Android
May 16, 2024
Pff impossible to open a professional account it blocks at the level of the selfie and impossible to get an answer the advisors do not answer. I want a good bank, not one that gives itself the right to block or refuse me. My money is not rotten as far as I know.
iOS
May 16, 2024
I should never have switched to a French IBAN
I have been a customer of N26 for 2 years. I never had a problem until the day I switched to a French IBAN. It's been 2 weeks now that my account has been blocked for no valid reason. The customer service is deplorable, I can't do anything anymore, I sent an email a week ago without any follow-up, and the livechat is of no use to me. I strongly advise you not to switch to a French IBAN.
iOS
May 16, 2024
No possibility of bringing in cash or cheque
I put 4 because you can't get cash into your account or a check, which can be very complicated to the point of considering going to a competitor. Otherwise great!
N26 — Love your bank - Product Description
** Listed in Forbes’ World’s Best Banks 2022 **

Want to manage your money with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in 8 minutes—right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

CRYPTO AND BANKING IN ONE APP
Instantly buy and sell almost 200 cryptocurrencies—including Bitcoin and Ethereum.
(*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice.)

CHEAP INTERNATIONAL TRANSFERS
Send money overseas in 38+ currencies with Wise (formerly TransferWise) in your N26 app. Get the real market exchange rate every time.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Roundups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.
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PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and, free withdrawals abroad 
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad

For freelancers and the self-employed:
— N26 Business Standard: the free everyday business account with 0.1% cashback
— N26 Business Smart: the business account with a colorful Mastercard, extra sub-accounts, and intelligent budgeting tools
— N26 Business You: the premium account with travel insurance, a colorful Mastercard, and free withdrawals abroad
— N26 Business Metal: the exclusive account with an insurance package, 0.5% cashback, a metal Mastercard, and free withdrawals abroad

N26 Products include:
— N26 Overdraft: Get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: Take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: Purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more. N26 has over 333,000 five-star reviews worldwide.

Imprint & Cookie Policy: n26.com/app
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