BlockFi is a simple and secure platform that bridges the gap between cryptocurrency and traditional finance, giving you a new way to grow wealth. BlockFi offers interest-earning cryptocurrency accounts with some of the highest rates available. We deliver white-glove financial services through a streamlined, intuitive dashboard experience. Access your account quickly and securely with facial or fingerprint recognition. There's no minimum balance required to earn interest, and you can withdraw anytime. SIGN UP AND START EARNING IMMEDIATELY You can earn interest, borrow USD, and instantly access your portfolio through BlockFi's seamless mobile platform. Get started in minutes. EARN UP TO 8.6% APY Make money on your crypto with a BlockFi Interest Account. There are no hidden fees--just up to 8.6% in annual returns on popular cryptocurrencies and USD-backed stablecoins, including Bitcoin (BTC), Ether (ETH), Litecoin (LTC), Paxos Gold (PAXG), Tether (USDT), USD Coin (USDC), Gemini Dollar (GUSD), and Paxos Standard (PAX). It's a simple, secure, and smart way to grow your money. Start accruing interest the day your deposit posts to your account, with compound interest paid every month. BORROW CASH Use your crypto as collateral to get USD. Our same-day loans provide cash without forcing you to liquidate your assets or trigger taxable events. Finance a house or launch a new venture--whatever you need cash for--without selling your crypto assets. Loans feature interest-only monthly payments for 12 months and no prepayment penalties. MOVE MONEY Fund your BlockFi account directly from your crypto wallet or from your bank account with wire transfers. Diversify your portfolio without making new investments by choosing which cryptocurrency you would like your interest to be paid in with Interest Payment Flex. All BlockFi clients trade without hidden fees--you pay the price displayed for each trade, nothing more. UNDERSTAND THE MARKET The BlockFi team has decades of experience in trading and financial services. We’ll help you stay informed as markets evolve. SECURED AND TRUSTED BlockFi keeps your crypto secure by working with our primary custodian Gemini, a regulated trust company that provides institutional-grade crypto storage and insurance.