CARD Premium Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
5 Points Past 7 Days
Category: Finance
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Android unitQ Score
Android User Feedback
74 Reports
iOS unitQ Score
iOS User Feedback
9 Reports
User Feedback
9 Reports
74 Reports
CARD Premium Banking - Latest Quality Issues
Jun 20, 2021
I'm having issues with the verification numbers.. they don't work.. I don't know how many times I had to send for a new verification code and still not able to access my account. God forbid if I had money on my card how will I access my account. Terrible.
Jun 18, 2021
The verification code EVERYTIME you try to log in is annoying!
Jun 17, 2021
it didn't give me the option to choose a card style. how do I stop process and change it?
Jun 15, 2021
have not resolved any of my issues and can not even tell me where alit of my own money went i wouldn't recommend this card to any of my friends or family
Jun 13, 2021
almost impossible to access the information you actually need
Jun 12, 2021
Keeps saying my email didn't exsist
Jun 11, 2021
I don't like having to get authentication every time you login, it's aggravating.
Jun 10, 2021
I had no problem with this app for months until I had to recently replace the card , now it's apparently shipped FOUR different cards in the past 2 weeks and I haven't received a single one . I have money that it wouldn't even let me transfer !! no customer service! such a joke . lost a customer for sure once I get my money back .
Jun 9, 2021
I had a deposit on the 28th of May and I still can't access my money cause of a system technicality my truck was repossessed cause I couldn't get my money to pay it lost my job and my truck cause of this prepaid debit card thanks James L
CARD Premium Banking - Product Description
CARD Premium Bank Account by MetaBank® offers all the premium banking features:
1.	Get paid up to 2 days faster with QuickPay**
2.	Optional overdraft protection***
3.	Optional savings account with round ups ****
4.	Funds are FDIC insured through MetaBank *****
5.	Over 32,000 fee-free MoneyPass® ATMs 
6.	No minimum balance. No Credit Check. 

7.	Compatible with Apple Pay®, Google Pay®, Venmo®, CashApp® and more

Plus, over 12,000 card designs for your debit card. All for $0 Monthly Fee*.

The Card Premium Bank Account is a checking account established by, and the Premium Visa Debit card is issued by MetaBank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.

1*. While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. See the Accountholder Agreement for more details.
2**. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding.
3***. Overdraft Protection ("ODP") is an optional service made available to eligible CARD Premium Bank Account by MetaBank Customers. Once you enroll and meet the eligibility requirements, you will be charged $15.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of four (4) fees per calendar month. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. Transactions subject to an overdraft fee are signature and PIN purchase transactions. ATM transactions and ACH Debit transactions are not eligible for coverage. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. Contact Customer Service at (844) 227-3602 or log in to your Online Account Center for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service. This service may be expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service.
4****. The Savings Account linked to your CARD Premium Bank Account by MetaBank is established by MetaBank, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. The interest rate and APY may change. The APY was accurate as of 08/17/2020. The minimum balance required to open the Savings Account is $10. The minimum daily balance required to obtain the advertised APY is $10. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through MetaBank, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at MetaBank will be aggregated up to the coverage limit, currently $250,000.00.
5*****. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
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