29
poor

M1: Investing & Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
7 Points Past 7 Days
Category: Finance
Work at M1 Finance LLC? Unlock additional insights
30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
Work at M1 Finance LLC? Unlock additional insights
Android unitQ Score
Android User Feedback
52%
Android
41 Reports
iOS unitQ Score
iOS User Feedback
48%
iOS
38 Reports
User Feedback
48%
iOS
38 Reports
52%
Android
41 Reports
M1: Investing & Banking - Latest Quality Issues
Android
Apr 17, 2024
nothing sets this apart from other financial platforms, would gice it three stars in that regard. customer service is completely unhelpful, though, bringing this down to one star.
iOS
Apr 17, 2024
Wanted information
Hard to locate information. Asking chat room did not answer question. App not as easy to navigate as some claim. For the rookie, takes time to figure it out.
Android
Apr 18, 2024
I normally don't rate apps but maybe this will actually get some attention. I normally appreciate [phone] investing. They became my investing home after Motif closed down. But now my Roth IRA has been sitting with buying power for over a month and it isn't buying. No response yet to my email. If I miss this dip in the market I'm going to be mad.
Android
Apr 18, 2024
I can't seem to cancel membership+ account. Dont get this BS app.
iOS
Apr 18, 2024
Stolen money
I had $63 in the account they closed the account for no reason and I haven't seen hide or hare of my money don't use thiss app unless you like giving money away.
iOS
Apr 18, 2024
A week
And stil no response to chat I sen to customer service First call back for service is may 1st.
iOS
Apr 19, 2024
Difficult to withdraw funds
They will keep your funds as long as they can when you initiate a withdrawal
iOS
Apr 19, 2024
Customer non-service.
Your phone representatives & non-service are awful. Prepare to lose another customer.
iOS
Apr 21, 2024
iOS requirements
This app works well and I love it until I can no longer use it because of iOS 15 or later requirements. I love my iPhone 7 Plus as it really soothe me. However, I could no longer check my account coz my phone is outdated for the app! This is ridiculous! It stops my access to my account unless I log in through the site on my computer. Why don't they just let me use it with this phone. I want they to make it available to any phone version, I believe it is my right.
M1: Investing & Banking - Product Description
M1: THE FINANCE SUPER APP. Build and manage your wealth from the convenience of an automated, intuitive platform.

Hundreds of thousands of investors trust M1 with over $6.5B in assets.

INVEST 

Invest with an individual, joint, trust, or custodial account. Or open a Traditional, SEP, or Roth IRA or rollover a 401(k). 

Choose stocks and ETFs with an intuitive Pies interface; let our automated tools handle the buying and selling. 

Pre-built Expert Pies help you invest according to your values, risk tolerance, retirement plans, and more. 

Fractional shares let you invest as little as one dollar for more power and flexibility. 

One-click rebalancing makes sure your investments match your goals. 

With M1 Plus, get exclusive features and perks throughout your account for just $10 a month, after your three-month free trial. 


BORROW

Borrow against your investments easily with M1 Margin Loans. Rates from 7.25%-8.75%*.

Access funds in minutes for more liquidity without selling off your securities. Funds available in minutes in M1 Spend or M1 Invest accounts, available in 1-2 business days in external banks.

THE OWNER'S REWARDS CARD

Earn and reinvest cash back as you like with the Owner’s Rewards Card. Get standard rewards of 1.5%, or earn 1.5-10% with M1 Plus.***

You can automatically reinvest your rewards money to build wealth-even as you spend it. 

CRYPTO

M1 Finance now offers investing in cryptocurrencies, including BTC and ETH. You can now make Crypto part of your long-term investing strategy, invest automatically in custom pies, commission-free.

M1. BUILD AND MANAGE YOUR WEALTH.



ACCOUNT PROTECTION

M1 Finance LLC, Member of SIPC. Securities in your account protected up to $500,000. For details, see www.sipc.org. 

All M1 High-Yield Savings Account(s) deposits are FDIC insured up $5 million.³

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Additional DISCLOSURES 

For full list of fees visit M1 Fee Schedule at https://m1.com/legal/disclosures/misc-fees/

See disclosures in the final screenshot above or visit https://m1.com/legal/disclosures/

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Must be 18+ and US resident to open an account. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. "M1" refers to M1 Holdings Inc., and its affiliates.

Brokerage products and services are not FDIC insured, not bank guaranteed, and may lose value. M1 Finance LLC, Member FINRA / SIPC.

M1 is not a bank. M1 Spend is a wholly-owned operating subsidiary of M1 Holdings Inc. M1 High-Yield Savings Accounts are furnished by B2 Bank, NA, Member FDIC.

***Credit Card not available for US Territory Residents. The Owner's Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review Cardholder Agreement and Rewards Terms for important information about the Owner's Rewards Card by M1

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

© Copyright 2023 M1 Holdings Inc.

App distributed by: M1 Finance LLC; 200 N LaSalle St., Ste. 800; Chicago, IL 60601; United States
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All intellectual property rights, including trademarks and word marks, are the property of respective owners