95
epic

Qapital - Mobile Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
20 Points Past 7 Days
Category: Finance
Work at Qapital, Inc.? Unlock additional insights
30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
Work at Qapital, Inc.? Unlock additional insights
Android unitQ Score
Android User Feedback
17%
Android
44 Reports
iOS unitQ Score
iOS User Feedback
83%
iOS
213 Reports
User Feedback
83%
iOS
213 Reports
17%
Android
44 Reports
Qapital - Mobile Banking - Latest Quality Issues
Android
May 4, 2021
Can't even log in because I have a previous account with this phone number and can't remember the login info. And there's no link for help, resetting password, anything. Piss poor UI right there. Getting mad just trying to open the app is not a sign of a well designed app.
iOS
May 4, 2021
Great savings app
I love that you can customize the amount you want your change rounded up. I found I wasn't saving too much when the change rounded up to a dollar, so I changed the amount to round up the change plus a dollar. I also love that it's in a separate app and not in a savings account because it makes it harder to touch it! Vacation here I come!
iOS
May 4, 2021
My Best Friend!
Qapital has saved me more than once! I've managed to save several thousand dollars over the four or five years I've been with it— and because the money is taken out automatically in small increments it's a savings and rainy day fund I would not have otherwise. I recommend it to everyone who would like to have a cushion or save for something special with no hassles!!
iOS
May 4, 2021
It works as my saving money tool!
I'm having no problems with the app. I am working on one financial goal and this app is making it so easy to do it. In just a couple of months, I've managed to save 25% of my goal. I'm surprised that I've saved this much without really changing my spending habits. I think that is so cool!
iOS
May 4, 2021
i love Qapital
Transactions are not instant, they normally take a few days, but i still love it!
Android
Apr 28, 2021
I have not been able to access my account for years and support is no help. Thank God I took my money out before this mess. The app is great, but lord forbid you run into any issues because they don't have phone support, and I reached out years ago to no avail. Thank God I took my money out, or I could have lost access to hundreds of dollars with no help on supports part on being able to get into my account. Had this issue since 2018, it's now 2021. I dodged a bullet with this app.
Android
Apr 27, 2021
Impossible to remove your bank account from this terrible app. Been trying for years. Customer service does nothing to help. Worst app I've ever got trapped in.
Android
Apr 25, 2021
I've been using it for years and its been outstanding. Best place to save money hands down. However it does have a few flaws. Every now and again it stops working, so if you're going to be using it, make sure to double check that it's still saving your money.
Android
Apr 25, 2021
Had to order new debit card. They shut off the old one and I ordered my card on Jan. 4th, 2021. I am still waiting for it! My paycheck has been deposited to my account and I can not access my money to pay bills or anything else. New development. My paycheck goes straight to this account every month. Because my deposit happened twi minutes after my auto withdrawl of another payment they returned my payment!!! HOW STUPID. BOTH WITHDRAWAL AND DEPISIT DONE ON SAME DAY!!!
Qapital - Mobile Banking - Product Description
Your goals, our scientific approach to helping you take charge of your finances… it’s a winning combination that’s already helped more than 2 million people start their journey toward money happiness.

Together with world-renowned behavioral scientist Dan Ariely, we’ve developed a smarter mobile banking app that helps you reach your financial goals without changing the way you live. The best part – our approach works just as well for couples as individuals.

And because we know just how hard (and boring) it is to stick to saving and budgeting plans, Qapital’s checking, saving and investing tools do the heavy lifting for you – automatically.  

*****

Qapital is built on the idea that money happiness is personal. That’s why Qapital puts your Goals front and center, then helps you plan your spending, saving and investing around them. And you don’t need to give up your existing bank account.

1. Stop budgeting, start Qapitalizing
Let’s face it, traditional budgeting simply doesn’t work for most people. Life gets in the way, or we see something we suddenly can’t live without – we’ve all been there. Qapital replaces spreadsheets with scientifically designed money tools that help you take charge of your entire financial universe.

2. Pay yourself first with Payday DivvyTM
The Qapital effect starts the moment you get paid – Payday Divvy automatically divides up your paycheck between short- and long-term goals, bills and discretionary spending (don’t worry, your money is always available to cover unforeseen expenses).

3. Build successful money habits that last
Big picture in place, Qapital gets to work on the details. Spending Sweet Spot makes it easy to adjust your spending week by week while still helping you save automatically toward your Goals. And it all works by leveraging the habits you have – rather than expecting you to start new ones.

Smarter checking: Our FDIC-insured checking account gives you instant access to savings balances, instant free transfers from savings Goals, a Visa® debit card that works with Apple Pay & Google Pay, direct deposit with early access to your paycheck, and bill pay. All without any of the hidden fees regular banks saddle you with.

Smarter spending: Our smart money manager will help you make sense of your weekly spending habits. Discover how you spend, and you'll learn where to save.

Smarter saving: Set your savings Goals then use our smart Rules to save toward them automatically.   And use our integration with the Apple Health app to save money toward your Goals when you reach your target for Walk or Run Distance, Steps, or Workouts. You can also customize your own Rules with our IFTTT integration (we have a few to get you started). All FDIC-insured up to $250,000.

Smarter shared finances: Designed for the way couples manage money together today, Qapital Dream TeamTM lets you save toward shared Goals and see one another’s transactions without giving up your individual accounts.

Smarter investing: Qapital Invest is investing for people who like the idea of investing but don’t really know where to start. Set your Goals, pick a portfolio and a timeline, and then leave the nitty gritty to us. Smart.

QAPITAL, QAPITAL INVEST, the QAPITAL and Q logos are all registered trademarks of Qapital, Inc. Copyright © 2021 Qapital, Inc. All Rights Reserved. Neither Qapital, Inc. or any affiliates is a bank. Banking services provided by, and Qapital Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC.

Qapital Invest LLC (“Qapital Invest”) is an SEC Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Investing involves risk; you may lose money, including loss of principal. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured but protected by SIPC.
Want to improve your unitQ Score by 20% within 30 days?
All intellectual property rights, including trademarks and word marks, are the property of respective owners