78
fair

Current - Modern Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
10 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
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Epic
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Android unitQ Score
Android User Feedback
82%
Android
712 Reports
iOS unitQ Score
iOS User Feedback
18%
iOS
157 Reports
User Feedback
18%
iOS
157 Reports
82%
Android
712 Reports
Current - Modern Banking - Latest Quality Issues
Android
Jun 29, 2022
Have a bad issue I deposited money twice and cannot access it at all I have card but can't withdraw and can not access my money for any reason can not speak to anyone or use app inhale emailed and gotten no where I need a live agent cause I'm ready to contact the BBB
Android
Jun 28, 2022
Only works with phone number I can't log on to my account with my email and I don't have the number any more that I signed up with so there's no way I can get into my account any more which is horrible.
Android
Jun 28, 2022
If they had tap and pay it would be 98% PERFRCT!
Android
Jun 28, 2022
I am locked out of my account and can't get into my account because I don't have the same phone number
Android
Jun 28, 2022
so far so good new to the current, but have noticed no issues so far!
Android
Jun 28, 2022
but all the different cards out there this one won't actually give you 4% interest I don't think there's any other cards that will do that get direct deposit today sooner also about us great job
Android
Jun 28, 2022
This bank app sucks. They give you false mobile deposit dates and times. Their cards don't work half the time and wouldn't suggest my worst enemy use this app.
iOS
Jun 27, 2022
Yeah if I could give 0
This one is a dud for me. Customer service is trash as usual. Now I’m finding out none of the reload stores accept this bank anymore. Total waste
Android
Jun 27, 2022
BEWARE: Current is now being investigated by banking and insurance! They allow transactions on accounts that have not been permitted by account holders. Once notified and investigation is requested, police even involved! Current taxes your money and closes your account!
Current - Modern Banking - Product Description
Current is a mobile banking app with a Visa debit card that gets you paid up to two days faster^ with direct deposit and gives you fee-free overdraft up to $100 with our Premium Account. Current Premium Members can earn up to 15x points on purchases that are redeemable for cash back and all members have access to over 40,000 fee-free Allpoint ATMs in the U.S., 24/7 support (even on holidays!) and never pay hidden or overdraft fees.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees. Signing up takes just two minutes and there is no minimum balance required to open or maintain an account. We’ll then ship your new card for free. Join the Current Community!

ACCOUNT BENEFITS:
-*GET paid up to 2 days faster with direct deposit^
-*FEE-FREE Overdraft^^ up to $100 with Overdrive™ 
-NO minimum balance requirement
-NO hidden fees
-EARN points to redeem for cash
-FEE-FREE cash withdrawals from 40,000 Allpoint ATMs in the U.S.
-*INSTANT gas hold refunds
-MOBILE banking w/ instant spending notifications
-SAVINGS PODS to help automatically save money
-DEPOSIT checks using your phone’s camera or add cash at 60,000 stores
-INSIGHTS to track spending
-INSTANT free, money transfers using Current Pay
-APPLE PAY® supported
-BLOCK transactions from specific merchants
-SECURITY of an EMV chip on each debit card and the latest technology
-PRIVACY controls of Touch ID® and Face ID®
-SUPPORT 24/7 (even on holidays!)

TEEN ACCOUNT BENEFITS:
-INSTANT money transfers from parent to teen
-BUDGETING and money management tools for teens
-SAVINGS PODS to help teens save money
-INSTANT spending notifications for parents
-ABILITY for parents to set spending limits and block merchants
-AUTOMATE allowance payments 
-SET chores to complete 
-GOOGLE PAY® supported
-SECURITY of an EMV chip on each debit card and the latest technology
-ABILITY to pause card directly in the app

A Basic Account is free to maintain and a Premium Account is $4.99 per month. There is no minimum required to open or maintain any account. A Teen account is $36 per year. All accounts start with a 30-day free trial.

For Teen Accounts, parents link their Current app with their teen’s app.

*Only available on Current Premium Accounts.
^Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
^^Overdrive™ is available only on Current Premium Accounts and requires $500 in qualifying direct deposits on Current each month. Members will be notified by Current when they are eligible and must opt-in to Overdrive™. The Overdrive™ limit starts at $25, allowing members to overdraft their accounts up to $25 on debit card purchases without any fees, and accounts are reviewed periodically for increases up to $100 at Current’s discretion. Your limit may change based on your account history, spending activity, or other risk-based factors. You will receive a notification of any changes to your limit and your limit may change at any time at Current’s discretion. Your limit and remaining balance will be displayed to you in the Current app. When you receive your next deposit, Current then will apply funds towards your negative balance. Overdrive™ will not cover any non-debit card purchases, including ATM withdrawals, ACH transfers, P2P services (PayPal, Venmo, Cash App, or similar services), Current Pay transfers and checks. 

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Metropolitan Commercial Bank, Members FDIC. The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
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