82
fair

Current - Modern Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
1 Point Past 7 Days
Category: Finance
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30-Day Trend
 
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Android unitQ Score
Android User Feedback
79%
Android
1305 Reports
iOS unitQ Score
iOS User Feedback
21%
iOS
342 Reports
User Feedback
21%
iOS
342 Reports
79%
Android
1305 Reports
Current - Modern Banking - Latest Quality Issues
Android
Oct 23, 2021
This company is a liar you say open account you'll give them $50 for open a new account well i opened account but NAME_REMOVED did not receive $50 for opening account so NAME_REMOVED went ahead and closed it because it was false advertisement and you should be turned into the Better Business Bureau I think I will do that since you lie to people just to get a new account open saying you give them $50 and you don't that is false advertisement
Android
Oct 23, 2021
so far so good. was able to transfer money and use it instantly... it did charge me a small fee but so far it's working great.
iOS
Oct 22, 2021
Not able to verify and connect with other apps
The fact that you cannot plaid verify is not good because it's supposed to work like these other banks. Y'all be quick to take out money but don't wanna put it back when it's an unauthorized payment. This app is terrible and I'll be leaving it. The $100 is a lie they just say that to get more people to sign up. Shame on you if you have to lie to get customers
Android
Oct 22, 2021
Did everything required for the sign up bonus, but because I didn't take a screenshot of the notification when I signed up, I guess it's just my word against theirs, never doing business with this company again
Android
Oct 22, 2021
There is no way to CANCEL this card. CURRENT keep STEALING my money. No one every contacts you back. I canceled this card over a year ago and they keep taking my money. DONT GET THIS CARD. DONT GET THIS CARD.
iOS
Oct 22, 2021
Customer service stole my money
Contacted customer service about a dispute that I have that open for over two weeks and they were rude and cdowngraded my account to the free one causing me to lose my overdraft after someone already took my entire paycheck.. got no sympathy or anything from the other chat there's no phone number that you can call to get a hold of anybody I would not recommend Trusting your money in the bank.
iOS
Oct 22, 2021
Don’t do if your a adult
It's alright definitely only for kids if your a adult and you need access to your money they only allow you to take 500 out now imagine trying to pay your rent with this bank haha you can't. And if you need any help expect nothing because there customers service is TRASH!!!
Android
Oct 22, 2021
I try to change my account back to basic from premium and getting the run around then when I ask to just cancel my account no answer
Android
Oct 22, 2021
I lost my card and reported it and was sent a new card while NAME_REMOVED was waiting for the new one I noticed transactions that I didn't authorize But you can't dispute transactions that are still pending. So I waited. I received the new one. And tried to dispute the unauthorized transactions. And they wanted to cancel it and send me another card right before my next payday. And mind you they put the unauthorized transactions on on my new card. What a joke now I'm supposed to wait another 2 week
Current - Modern Banking - Product Description
Current is a mobile banking app with a Visa debit card that gets you paid up to two days faster^ with direct deposit and gives you fee-free overdraft up to $100 with our Premium Account. Current Premium Members can earn up to 15x points on purchases that are redeemable for cash back and all members have access to over 40,000 fee-free Allpoint ATMs in the U.S., 24/7 support (even on holidays!) and never pay hidden or overdraft fees.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees. Signing up takes just two minutes and there is no minimum balance required to open or maintain an account. We’ll then ship your new card for free. Join the Current Community!

ACCOUNT BENEFITS:
-*GET paid up to 2 days faster with direct deposit^
-*FEE-FREE Overdraft^^ up to $100 with Overdrive™ 
-NO minimum balance requirement
-NO hidden fees
-EARN points to redeem for cash
-FEE-FREE cash withdrawals from 40,000 Allpoint ATMs in the U.S.
-*INSTANT gas hold refunds
-MOBILE banking w/ instant spending notifications
-SAVINGS PODS to help automatically save money
-DEPOSIT checks using your phone’s camera or add cash at 60,000 stores
-INSIGHTS to track spending
-INSTANT free, money transfers using Current Pay
-APPLE PAY® supported
-BLOCK transactions from specific merchants
-SECURITY of an EMV chip on each debit card and the latest technology
-PRIVACY controls of Touch ID® and Face ID®
-SUPPORT 24/7 (even on holidays!)

TEEN ACCOUNT BENEFITS:
-INSTANT money transfers from parent to teen
-BUDGETING and money management tools for teens
-SAVINGS PODS to help teens save money
-INSTANT spending notifications for parents
-ABILITY for parents to set spending limits and block merchants
-AUTOMATE allowance payments 
-SET chores to complete 
-GOOGLE PAY® supported
-SECURITY of an EMV chip on each debit card and the latest technology
-ABILITY to pause card directly in the app

A Basic Account is free to maintain and a Premium Account is $4.99 per month. There is no minimum required to open or maintain any account. A Teen account is $36 per year. All accounts start with a 30-day free trial.

For Teen Accounts, parents link their Current app with their teen’s app.

*Only available on Current Premium Accounts.
^Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
^^Overdrive™ is available only on Current Premium Accounts and requires $500 in qualifying direct deposits on Current each month. Members will be notified by Current when they are eligible and must opt-in to Overdrive™. The Overdrive™ limit starts at $25, allowing members to overdraft their accounts up to $25 on debit card purchases without any fees, and accounts are reviewed periodically for increases up to $100 at Current’s discretion. Your limit may change based on your account history, spending activity, or other risk-based factors. You will receive a notification of any changes to your limit and your limit may change at any time at Current’s discretion. Your limit and remaining balance will be displayed to you in the Current app. When you receive your next deposit, Current then will apply funds towards your negative balance. Overdrive™ will not cover any non-debit card purchases, including ATM withdrawals, ACH transfers, P2P services (PayPal, Venmo, Cash App, or similar services), Current Pay transfers and checks. 

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Metropolitan Commercial Bank, Members FDIC. The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
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