85
fair

Earnin: Get $100, Save & Win | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
0 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
47%
Android
869 Reports
iOS unitQ Score
iOS User Feedback
53%
iOS
966 Reports
User Feedback
53%
iOS
966 Reports
47%
Android
869 Reports
Earnin: Get $100, Save & Win - Latest Quality Issues
Android
May 5, 2021
From reading recent reviews, it seems their are problems with this app sending the money it promises. I put in a request this morning and it still hasn't been added to my account, that was over 8 hours ago. The last time I requested some cash, it took more than a day to be deposited. So it seems the same day deposit feature is no longer applicable.
Android
May 5, 2021
I'm having a hard time getting logged back in to my account, I'm not even receiving an email to help me out, how can I log back in???
Android
May 5, 2021
I started using Earnin because I was getting behind due to my hours being cut during covid. Now I just use it as a means to get some of my check between paydays which has changed my life. No longer stretching and struggling. Customer support needs some fine tuning but other than that hands down the best instant finance app on the market.
Android
May 5, 2021
Does not accept all banking institutions.
Android
May 5, 2021
Keeps telling me that I dont get Social Security Really been going into my bank for years so I cant do anything as far as the address I have no idea must be just if you are employed. Would of been kewl if it worked..
Android
May 5, 2021
Awesome app! I've cashed out almost my whole check before my pay period!
Android
May 5, 2021
This App sucks, regardless what is going on I am not asking for more than a $100 I just need money every once in awhile to help with bills. This is ridiculous as long as my accounts are in good standing I should be able to borrow money every so often. That's nice but if you can not pay back $100 then you should not download Earnin. Tipping should NOT be mandatory. Download at your own risk.
Android
May 4, 2021
Can't use it crashed everytime I open it.
iOS
May 4, 2021
Earnin has been a great app in the past
For the last two weeks Bank of America won't connect to earnin. IT has no idea when it will be resolved smh:( let down
Earnin: Get $100, Save & Win - Product Description
Access up to $500 between paychecks, win up to $10 million just by saving money, get cash in minutes, explore savings options on medical bills, help avoid overdraft fees, and get cash back on purchases. No hidden fees. Just pay what you think is fair.

SIMPLE STEPS TO CASH OUT:
-------------------------------------
1. Connect your bank and tell us where you work.
2. Turn on Location Permissions - we’ll automatically add earnings to your account when we see you’re at your work address.
3. We’ll verify your bank and confirm your hours worked; cash out up to $100 per day and tip what you think is fair, between $0-14.
4. On payday, we’ll debit your account for the money you cashed out + tips.
 
FAST FACTS:
---------------------
• 75% of members say Earnin has increased their ability to pay for gas and get to work.
• 15M community members have tipped extra to cover a fellow member’s tip.
 
YOUR TOOLS:
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+ Cash Out
Get paid when you want; up to $100 per day, and up to $500 per pay period.
 
+ NEW: WeWin
Every $10 put away in your Earnin Savings Jar is now a chance to win up to $10 million in cash prizes! Set up an AutoSave schedule for your Savings Jar for more chances to win!

+ Lightning Speed
Connect your debit card to Earnin and receive your money in minutes, with no extra charge!
 
+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low. Balance Shield Cash Outs send up to $100 of your earnings directly into your account to help avoid the chance of overdrafts.
 
+ Cash Back Rewards
Earn up to 10% cash back when you shop at participating local and national businesses.
 
+ GPS Earnings
GPS Earnings automatically adds your earnings to your account based on your work address. It replaces the need for a timesheet. For it to work, we need your phone’s GPS (location services) to be on at all times, and you must have a fixed work address.

+ Live Chat Support
If you have any questions or issues with the app, our Live Chat team is available 24/7, including all holidays.

+ Financial Calendar
A budgeting feature that informs you of any recurring payments that are coming up.
 
Disclaimers:
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Health Aid results are not guaranteed and in some instances, Earnin may not be able to negotiate any savings or payment options. Other restrictions may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS 
*By using Cash Back Rewards (powered by Empyr) you allow participating merchants and/or card networks details of your transactions. Cash Outs may take up to 30 minutes, actual transfer speeds will depend on your bank connection. For more information visit earnin.com/TOS 
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Apple is not a sponsor nor is involved in any contests or sweepstakes. Sponsor: Activehours, Inc. 
 
Fast Fact Sources:
Source: 2016 survey conducted by Earnin with 1,070 participants
Source: Internal analysis conducted by Earnin on March 17, 2020
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