75
fair

Earnin: Get $100 Before Payday | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
9 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
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Epic
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Android unitQ Score
Android User Feedback
71%
Android
1102 Reports
iOS unitQ Score
iOS User Feedback
29%
iOS
461 Reports
User Feedback
29%
iOS
461 Reports
71%
Android
1102 Reports
Earnin: Get $100 Before Payday - Latest Quality Issues
Android
Oct 21, 2021
It used to be great then they started withdrawing money from my account before I get paid. Support is useless stay away. Stay very far away.
iOS
Oct 21, 2021
Terrible
The app started out amazing. It's been almost a month now and there's no help on my issue of not able to cashing out. Customer support is useless.
Android
Oct 20, 2021
this app is garbage. might work for a week and then, boom, bank account information disappears. the app won't let you add it back in. if you contact support like I did 30+ times in the last month, they will just tell you to do the very thing you can't do. support even threatened deactivation bc after the 10th rep in a row lying directly to me, I got frustrated and spoke my mind. they're incompetent and rude and this app is beyond broken. do not waste your time or energy!
iOS
Oct 20, 2021
Still doesn’t accept chime
2 years later and you guys STILL don't accept Chime. Why?
iOS
Oct 20, 2021
Not working
First let me say I love this app! My bank recently merged with a new company so I had to change my acct number and Earnin said it would take 1-2 business days to validate but it's been over that. Please help me!!
iOS
Oct 20, 2021
This App will Inconvenience You!!
I truly hate this app. In the past, it has came in handy whenever I needed money fairly quickly. However, over the past year or so the app does this weird thing where it unlinks your bank/card information and forces you to have to reverify yourself which takes two business days EVEN if you just used the app to borrow on your LAST PAY PERIOD. If you needed money the same day, you wouldn't even be able to use the lighting speed option and would get it in roughly two days. It is annoying to open the same app that you used just a week prior and get asked to re-enter your credentials and prompted to wait two days to get verified over and over just to use lightning speed although you just used it last week. I've had to reverify myself at least 5-6 times now after using it the pay period prior and none of my bank/card information has ever changed. I would stay clear away from this app because relying on it can cause you end up in a bind while you're trusting it to work as it was designed to do. Customer Support is also trash and can't help you in the slightest when it comes to lightning speed.
Android
Oct 19, 2021
Not user friendly at all. I just gave up and uninstalled it.
Android
Oct 19, 2021
I guess I'm still kinda new to this app. Been using for 3months all was great but no, it's a mess. Someone said when you contact them in chat you can tell they reading a script, so true. I've probably talked to 15 ppl the last 4 days and they all say the "specialist "are working on it. If I cant cash out anymore, so be it but I want my tip jar money! Its MINE!! My bank says its linked had no issue so I dont know what the problem is?! Their was no issue when they needed to get paid, effin joke
iOS
Oct 19, 2021
Useless
Can only cash oht $100 per pay period not up to $500 like they claim. Had multiple issues with the whole system. They deleted my account out of the blue so i had to make a new one but when i try to link my bank their system wont allow a new account to use a bank account that was linked to an old account for 30 days, which basically makes this app completely useless
Earnin: Get $100 Before Payday - Product Description
Why wait for payday? Access the money you already earned with the Earnin app, up to $100 a day. Get up to $500 per paycheck, save money for a chance to win cash prizes, get access to your money in an instant, help budget better, and connect your bank in a few easy steps. No hidden fees. No interest. No credit check. Just tip what you think is fair. 

Earnin has over 1 million members making any day payday. Join us.

HOW TO CASH OUT:
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1. Connect your bank account where you get paid, and add a debit card
2. Add your employer you get your paycheck from
3. Verify your work email. Don’t have one? Turn on Location Permissions, and we’ll automatically add earnings to your Earnin account when we see you’re at your work address.
4. We'll verify your bank account, debit card, and confirm your hours worked. Then, cash out up to $100 per day (up to $500 per paycheck) and tip what you think is fair, between $0-14
5. On payday, we’ll debit your account for the money you cashed out + tips

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YOUR TOOLS:
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+ Cash Out
Still waiting for payday? Get up to $100 per day of your money you’ve already earned – up to $500 per paycheck. Just connect your bank to Earnin.
Earnin works with: Bank of America, Wells Fargo, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.

+ WeWin
Advance your savings goals! Every $10 put away in your Earnin Tip Yourself Jar is now a chance to win up to $10 million in cash prizes.

+ Lightning Speed
Connect your debit card to Earnin and receive your money in an instant, with no extra charge!

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low.

+ GPS Earnings
GPS Earnings automatically adds the money you’ve earned to your account based on your work address.

+ Live Chat Support
If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year.

+ Financial Calendar
Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up.

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Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay, when you want, with no hidden fees, no interest, and no credit check. 
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Disclaimers:
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.
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