87
good

Earnin: Get $100 Before Payday | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-1 Point Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
34%
Android
1222 Reports
iOS unitQ Score
iOS User Feedback
66%
iOS
2325 Reports
User Feedback
66%
iOS
2325 Reports
34%
Android
1222 Reports
Earnin: Get $100 Before Payday - Latest Quality Issues
Android
Aug 17, 2022
Not impressed so far. Been using some payment apps and it's been taking forever to process my info for Payroll .
Android
Aug 17, 2022
I once used this regularly until one day it decided to randomly stop me from cashing out despite always paying back on time, so I dropped it for a while until today. I tried to give it another chance and it literally would not accept anything. I uploaded all the screenshots it asked for, all of them current and it would either not submit or just not accept it for whatever reason. Do not waste your time with this, it's pretty frustrating and useless.
Android
Aug 17, 2022
Wont let put work address. Wont let me pay back the money i borrowed. this app blows went an entire work week with the address being invalid with no notice. Cant evven close my account due to app and dev incompentce
Android
Aug 17, 2022
Useless and untrustworthy I have allowed access to private data and sent pictures of paystubs. The app does nothing. Just says theres problems with my account over and over.
Android
Aug 17, 2022
Everytime I need to borrow the app says it needs a screenshot even after speaking with tech support. It's been like this for months.
Android
Aug 17, 2022
Would give a zero star, but can't. I always tip a couple bucks when I cash out, been supportive of this app. Haven't needed to in a while. Needed some money, asked to cash out. Got my money all and well. Payday comes and they take out the money before I get my check, resulting in over draft fees. I send screenshots of my bank records to customer service, they can't help me because they don't explicitly say the reason for the overdraft, but those are the only transactions. Rude customer service.
Android
Aug 16, 2022
They use plaid. I use cashapp. Fix it I'm never able to get approved for anything. Even if I tried my actual bank I still can't because they don't have my real bank on it either. Go figure only people with money can borrow money.
Android
Aug 16, 2022
I signed up, filled out all of my information, linked my bank, debit card, uploaded my timecard and check stubs and it STILL couldn't figure out where I work, how much I get paid, or my paydays. I tried multiple times to "resolve paycheck error" and nothing ever updated. I finally closed my account and am looking into other options. Very disappointed.
Android
Aug 16, 2022
WTH is wrong with this app?! I connected my bank account 3 times and nothing!
Earnin: Get $100 Before Payday - Product Description
Why wait for payday? Access the money you already earned with the Earnin app, up to $100 a day. Get up to $500 per paycheck, save money for a chance to win cash prizes, get access to your money in an instant, help budget better, and connect your bank in a few easy steps. No hidden fees. No interest. No credit check. Just tip what you think is fair. 

Earnin has over 1 million members making any day payday. Join us.

HOW TO CASH OUT:
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1. Connect your bank account where you get paid, and add a debit card
2. Add your employer you get your paycheck from
3. Verify your work email. Don’t have one? Turn on Location Permissions, and we’ll automatically add earnings to your Earnin account when we see you’re at your work address.
4. We'll verify your bank account, debit card, and confirm your hours worked. Then, cash out up to $100 per day (up to $500 per paycheck) and tip what you think is fair, between $0-14
5. On payday, we’ll debit your account for the money you cashed out + tips

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YOUR TOOLS:
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+ Cash Out
Still waiting for payday? Get up to $100 per day of your money you’ve already earned – up to $500 per paycheck. Just connect your bank to Earnin.
Earnin works with: Bank of America, Wells Fargo, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.

+ WeWin
Advance your savings goals! Every $10 put away in your Earnin Tip Yourself Jar is now a chance to win up to $10 million in cash prizes.

+ Lightning Speed
Connect your debit card to Earnin and receive your money in an instant, with no extra charge!

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low.

+ GPS Earnings
GPS Earnings automatically adds the money you’ve earned to your account based on your work address.

+ Live Chat Support
If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year.

+ Financial Calendar
Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up.

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Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay, when you want, with no hidden fees, no interest, and no credit check. 
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Disclaimers:
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.
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