86
good

Affirm: Buy now, pay over time | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-4 Points Past 30 Days
Category: Shopping
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
90%
Android
2927 Reports
iOS unitQ Score
iOS User Feedback
10%
iOS
328 Reports
User Feedback
10%
iOS
328 Reports
90%
Android
2927 Reports
Affirm: Buy now, pay over time - Latest Quality Issues
Android
Dec 7, 2024
Very complicated. I was given this information at samsung to get a mobile phone on credit. What I understand is that this app is linked to your bank account. It doesn't make sense
iOS
Dec 7, 2024
Payments
I have a card on file and for some reason when my payment is due it is not allowing payment . I even hit the message to pay now and it will not allow but I can use my husbands card that is the same back account and pay the payment . I have tried over and over for customer service with no luck . Frustrating that I can't pay with one card but can another and can't get help
iOS
Dec 7, 2024
Now no credit?
I have an acct & have used it all year but now that I'm needing it for Christmas I'm being told that I am not allowed any credit yet I have paid Affirm thousands of dollars to this date & now when I need they are refusing me credit for my babies!
iOS
Dec 7, 2024
Worst app ever
Worst app I've ever used. Had problems with SHOP withholding refunds that retailers sent through. Can't get any help because the app only gives forms to fill out. When a human does “supposedly respond there is no “secure message” portal to see the message. Don't use this. They are crooks!
iOS
Dec 8, 2024
No longer working
After the latest round of updates, I can no longer log into my account on my mobile device. I've tried reloading the app with no results.
iOS
Dec 8, 2024
Turn off the autopay reminders.
Overall I like affirm I HATE the constant, turn on auto pay nonsense. No I'll manage it myself thanks!
iOS
Dec 8, 2024
Horrible Customer Service
I've contacted CS on many occasions via phone and email to fix my app since it stop working. I've deleted the app, restarted my phone with no luck. They keep saying they are working escalating my ticket with IT, but I have not received any feedback nor response. The customer services have no idea on how to assist as well, but they are working on it. Been almost 4 weeks since I first reached out with no solution.
iOS
Dec 8, 2024
Order declined
My order was declined but they still took my first payment. I can't get anyone on the phone to refund it.
Android
Dec 10, 2024
I was charged for a down payment and then they took away the credit and they don't give me back the first payment and the money was never refunded
Affirm: Buy now, pay over time - Product Description
Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™. 

Why you’ll love using the Affirm app:
• Pay over time at almost any store
• Get access to exclusive deals and rates as low as 0% APR
• Manage your account and make payments
• Open a high-yield savings account with no minimums and no fees
 

Take your Affirm Card with you everywhere: 
• Use your Affirm Card online or in person 
• Planning a big purchase? Request a payment plan in the app before you head to the store
• If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details. 

Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card. 

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase.  CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. Affirm savings accounts are held with Cross River Bank, Member FDIC.
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