96
epic

Capital One CreditWise | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
1 Point Past 7 Days
Category: Finance
Work at Capital One? Unlock additional insights
30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
Work at Capital One? Unlock additional insights
Android unitQ Score
Android User Feedback
96%
Android
353 Reports
iOS unitQ Score
iOS User Feedback
4%
iOS
14 Reports
User Feedback
4%
iOS
14 Reports
96%
Android
353 Reports
Capital One CreditWise - Latest Quality Issues
Android
Oct 18, 2021
Sorry can't sign on
iOS
Oct 16, 2021
👎👎👎
Completely inaccurate. Does not match your actual credit report. Slow to resolve issues.
Android
Oct 15, 2021
Everything is good on this app with the exception of it being behind at least a month.
Android
Oct 12, 2021
This app, Everytime I log in it says I have the wrong user Id and PW then I have to say I need help logging in , and go thru the process. Eve tho I use the same user and PW Everytime I have ever logged in. Please fix this , it's very fustrating!!
Android
Oct 12, 2021
Experian is not even bothering to DELETE SEVERAL OLD INQUIRIES from my credit report. They just DON'T GIVE A DAMN because it is not THEIR credit report, why should they care. They prefer to HURT YOU NOT HELP YOU!!!!! I would give Experian a big 0 if I could!!! Do your job and delete my old info. I have worked hard for my excellent score. I bet if you delete the old inquiries my score will climb even higher. GO AHEAD, MAKE MY DAY!!!!!.
Android
Oct 10, 2021
Not able to use all features. Always take me back to login
Android
Oct 10, 2021
Can't login
Android
Oct 7, 2021
It won't go past the 4 pages
Android
Oct 6, 2021
Doesn't update. Boost not working Just want you to pay for membership.
Capital One CreditWise - Product Description
Know your credit score and much more

Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report.

Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number.

All features are free:
● Weekly TransUnion® VantageScore 3.0 credit score.
● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®.
● Use the Credit Simulator to see how everyday decisions affect your credit score.
● Learn about the key factors that make up your credit score and how you’re doing on each of them.
● See personalized suggestions to help improve your credit score.
● Get alerts letting you know about changes to your TransUnion or Experian credit report, if your Social Security Number or email address were found on the dark web, and if any new names or addresses were associated with your Social Security Number.
● Simple, everyday tips on how you can take control of your credit.

Prepare Before You Act

How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator.

Frequently Asked Questions

Q: Can everyone access the CreditWise app?
A: Yes. You just have to be 18 or older.

Q: Does using CreditWise hurt my credit score?
A: No. You can utilize all of CreditWise's free tools and features without hurting your score.

Q: How can I use my CreditWise credit score?
A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That's because lending decisions are complex and consider a number of different factors and scoring models.

Q: I'm already enrolled in Capital One CreditTracker. Can I use the same username and password?
A: Yes. If you've already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.
Want to improve your unitQ Score by 20% within 30 days?
All intellectual property rights, including trademarks and word marks, are the property of respective owners