95
good

Capital One CreditWise | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
8 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
96%
Android
230 Reports
iOS unitQ Score
iOS User Feedback
4%
iOS
9 Reports
User Feedback
4%
iOS
9 Reports
96%
Android
230 Reports
Capital One CreditWise - Latest Quality Issues
Android
Jul 4, 2022
Creditwise not checking all credit items or lenders. All is paid off
iOS
Jul 4, 2022
The app closes
When you open the app and log in, the app closes as if something is not working
Android
Jul 4, 2022
Even when every single piece of info I put in is correct it still never works on the website or or app. It basically tells me I put info in wrong
Android
Jun 29, 2022
My credit dropped 28 points without explanation
Android
Jun 29, 2022
I changed my password and it's still hard to login
Android
Jun 28, 2022
Great app. Gave it four stars because the long delay in getting an updated score
iOS
Jun 28, 2022
App Technical Problems
The App keeps telling me to reset my password. When I reset it and try to log in it makes me do it all over again, and it’s so frustrating!!!!
Android
Jun 28, 2022
This application works very well but the data it uses is not updated nor is there a way to update it one directly for example I have other cards that do not appear here and I have a car loan that comes out as something else
Android
Jun 26, 2022
All my other scores are high but for some reason you always show them low.
Capital One CreditWise - Product Description
Know your credit score and much more

Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report.

Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number.

All features are free:
● Weekly TransUnion® VantageScore 3.0 credit score.
● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®.
● Use the Credit Simulator to see how everyday decisions affect your credit score.
● Learn about the key factors that make up your credit score and how you’re doing on each of them.
● See personalized suggestions to help improve your credit score.
● Get alerts letting you know about changes to your TransUnion or Experian credit report, if your Social Security Number or email address were found on the dark web, and if any new names or addresses were associated with your Social Security Number.
● Simple, everyday tips on how you can take control of your credit.

Prepare Before You Act

How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator.

Frequently Asked Questions

Q: Can everyone access the CreditWise app?
A: Yes. You just have to be 18 or older.

Q: Does using CreditWise hurt my credit score?
A: No. You can utilize all of CreditWise's free tools and features without hurting your score.

Q: How can I use my CreditWise credit score?
A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That's because lending decisions are complex and consider a number of different factors and scoring models.

Q: I'm already enrolled in Capital One CreditTracker. Can I use the same username and password?
A: Yes. If you've already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.
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