Carbon® lets you control your finances with a few clicks. With our digital wallet, you can invest money, get instant short-term loans for urgent needs, and move money affordably. It’s fast, secure, reliable and works 24/7. FEATURES: - Fund your Wallet for cheaper transactions and earn monthly interest - Invest with us for high-yield returns of up to 15.5% - Get instant loans of up to ₦1million within minutes. No documents or collateral required - Want interest-free loans? Loans repaid early get you up to 100% cashback on the interest paid! - Transfer money to any Nigerian bank account, recharge airtime and pay bills for FREE WHY CARBON? With Carbon, easier financial transactions are always just a few clicks away. - No more waiting times or stressful bank visits. Our service is available 24/7 - you can transact whenever and wherever you need it, right on your mobile device. - No collateral, guarantors, or documents required. Just your mobile device and a data connection. - Use your money however you want to, no matter who you are. Whether you’re a student, salary earner or self-employed, Carbon can help you achieve your financial goals. - Clear and easy to understand. We display all terms clearly before using any of our services. What you see is what you get. No hidden charges. No late fees. - Get rewarded for positive actions. By repaying loans on time, performing transactions or referring friends, you can earn rewards on our platform such as larger loans, lower interest rates and free cash! GET IN TOUCH! Carbon (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company. While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels. We’d love to hear from you!