63
poor

Cleo | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-3 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
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Epic
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Android unitQ Score
Android User Feedback
82%
Android
373 Reports
iOS unitQ Score
iOS User Feedback
18%
iOS
83 Reports
User Feedback
18%
iOS
83 Reports
82%
Android
373 Reports
Cleo - Latest Quality Issues
Android
Oct 14, 2021
Slow response time. 24 is to late when you need instant cash advance.
Android
Oct 13, 2021
Buggy Ripoff. Makes you spend money in order to borrow. But once I gave them money, the app keeps getting stuck on the verify info page, which is required to pass in order to borrow money. So I spent 7 bucks on a "premium" membership and I can't even get the page to load. Stay far away from this garbage. It's a waste of time and money and you'll be much better off just walking away.
Android
Oct 13, 2021
Terrible app. Had to sign up for membership and they were unable to verify my identity. Would have taken a few days. Deleted my account. Want a refund! And your bots and human customer service is terrible!
Android
Oct 13, 2021
Decent app. Salary advance algorithm is stupid. One week you advance, pay it back on time, next time you advance, your not eligible because you didnt "spend money you clearly dont have"
Android
Oct 13, 2021
They will take out double payments n they will not give your money back. They said it was a glitch and they would but its been 3 weeks and still nothing. So I don't recommend this app at all.
iOS
Oct 12, 2021
Scam
Really needed and advance and this app said I qualified. So they take their 5.99 and then suddenly the advance part of the app goes down but it didn't stop them from taking my money. Unbelievable
Android
Oct 12, 2021
This app is BS won't connect to my bank account.
Android
Oct 12, 2021
Worst bunch of lying thieves ive ever seen! Seriously should have there license to operate yanked and shut down. Even put in prison if you ask me. They pull money from your bank without permission when your not looking. If told them i was done with there service and delete info. They still havent and keep getting into my apps and bank accounts. Pulling fees out for cleo plus when i never wanted it. They push that off on you on the advace part which is not what the said. Lied on advanc i got pics
Android
Oct 12, 2021
5.99 monthly for cleo+ and 3.99 for instant cash for a 20 cash advance. Rip off. So cost 30 to get a 20 loan and you have to pay monthly fee first. Since u was in dire need I did it, and at the end it failed to give me to 20 loan. Kept saying to try again. So now Im Out the 5.99 and never got the loan and they are putting the refund into a cleo wallet in a week then will probably charge me to 3.99 to take it out so I get 2 bucks back after 10 days
Cleo - Product Description
** Best Money Management App of 2020 ** — This is Money
**Featured App of the Day** -  App Store
** Best Budgeting App of 2019 ** — Marie Claire
**Top 20 Financial Apps** – NerdWallet

Track your spending, save money, and crush your goals with Cleo – the AI chatbot making money effortless. Trusted by 3 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on takeout ? Need $100 to get to payday?  Or a planing to save up to buy a house? Cleo’s got your back. It’s your money – own it.

Sign up for free in just 2 minutes


BUDGETING
By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier. Don’t be someone who lives in denial - get a budget.

CASH ADVANCE
Need a little happy getting to payday? Staring your overdraft in the face? Even when you prepare, stuff happens. We get it. That’s why Cleo let’s you borrow money instantly (up to $100 interest free) whenever you need it. But she’s not just a loan app. After you get a quick spot, she’ll also help you build up your own emergency fund and chime in whenever you’re headed for trouble. 

CUSTOM CATEGORIES
As many as you want! Set aside money for a specific thing, or if you just need a better visualization on coffee spending. Want to spend a little more on groceries this week? Cleo shows your spending per category over the last few weeks, so you can set a limit that makes sense (and she’ll update you on how much you’ve got left-to-spend throughout the week).


SAVING
Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. That boring stigma’s broken.

CREDIT SCORE
Your credit score is about to get a whole lot healthier. Our credit builder will make looking at your credit report way less scary, and you might even have fun in the process. Leave the confusing credit building to Cleo and Equifax, you focus on feeling good about your money.

MEET CLEO
Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh.


Cleo helps you feel better about your money. Other ways you can improve your money health:
• Save money automatically based on what you can afford
• New ways to improve your Equifax Credit Score with credit coaching
• Set any goal and Cleo can help you get there
• Avoid your overdraft with an interest free cash advance* up to $100**
• Cashback rewards up to 7%
• Weekly money games and quizzes with cash prizes
• Spendr rates your purchases and removes money stress

*Available with Cleo Plus
**Advance amounts vary depending on eligibility

Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to $250,000

FEATURED IN

Us Weekly: “Cleo makes us feel like money masters, and why shouldn’t we?”

Tech Crunch: “The ‘digital assistant’ that replaces your banking apps…”

Marie Claire:  “Like a bank manager without the musty grey suit…”

Forbes:  “…Young people trying to make a start in life are in a far worse position than previous generations... So services like Cleo that are distancing themselves from the banking sector and are focusing instead on making finances easier to understand, are a step towards provoking more positive interest...”
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