70
poor

Empower: Cash Advance, Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
6 Points Past 7 Days
Category: Finance
Work at Empower Finance? Unlock additional insights
30-Day Trend
 
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Epic
Work at Empower Finance? Unlock additional insights
Android unitQ Score
Android User Feedback
89%
Android
352 Reports
iOS unitQ Score
iOS User Feedback
11%
iOS
44 Reports
User Feedback
11%
iOS
44 Reports
89%
Android
352 Reports
Empower: Cash Advance, Banking - Latest Quality Issues
Android
May 5, 2021
All this app did was steal my information!
Android
May 5, 2021
Waste of time. They ripped me off and closed my account. Don't let them get you!
Android
May 5, 2021
I wss happy now I can't link my account and I am going to be homeless if they can't help me. But theres no phone number.
Android
May 5, 2021
Awesome, as soon as my first direct deposit hit i was able to get a $250 loan
Android
May 5, 2021
I can't even use the app. It says my bank (PNC) successfully connected then two seconds later, it disconnects with an error. ***update it still doesn't work months later. Empower please fix the issues you guys have with Plaid because, PNC and Plaid are saying it's on your end since I still can't connect the ONLY bank account I have with you guys. It really sucks I can't use your app.
Android
May 5, 2021
If I could give it 0 stars I would. This app is a rip off! They always seem to have a problem in the app when it comes to advancing you the money or when you try to close the account but have no issues when they deduct the $8 "subscription fee" from your linked account. Then when I logged in to the app after they charged me a monthly fee, it says my account has been closed and I can reopen it in 5 more days. IF IT'S CLOSED WHY ARE YOU CHARGING ME A MONTHLY SUBSCRIPTION FEE??? THEIVES!! RIP-OFFS!
Android
May 5, 2021
Funny so if I close my account they say I can never get back on.like that makes nosense just because I closed my empower account means I'll never be able to use the app again.
Android
May 4, 2021
As long as you have a job and direct deposit you can get up to 250$$$ advance. Even when I took off work for a little over a month, They still offered me a small advance unlike most apps which will not even give you a penny when you miss One direct deposit nonetheless two or three lol. Love it. Thanks empower. I even got their card so advances are instant and fee free!
Android
May 4, 2021
Your app wont let me sign in, then it makes me make another account but says I already have an account but you guys wont let me sign in!!!!!
Empower: Cash Advance, Banking - Product Description
Bankrolling you today. Preparing you for tomorrow.

No matter what lies ahead, we’ll help you thrive. Empower is mobile banking designed for today’s generation. Get cash advance up to $250*. Spend mindfully with no overdraft fees. Build your savings for the future. Because this is what banking should be, a partner that understands you and gets you where you want to go.

Empower Cash Advance*: We know you’re doing everything you can to get ahead, but some months it’s just not enough. Empower will float you up to $250 in fast cash when you need it most. There’s no interest, no late fees, and no credit checks. Just pay us back when you get your next paycheck.

Empower Interest Checking**: We know it’s tough to find a checking account without the sneaky fees and with the flexibility you need. Empower offers instant delivery of your cash advance for life’s little emergencies. There’s no account minimums and no overdraft or insufficient funds fees, plus count on 3 ATM reimbursements every single month^. Your account also comes with an Empower Visa debit card and built-in, easy-to-use, real-time spend tracking to keep your expenses under control. And on top of all that, Empower will pay you 0.05% APY** on all your deposits so you’re earning money daily.

Empower Automated Saving**: We know how hard saving can be, and the trick is to save small amounts continuously — and let an app do it for you. Empower automates the process of saving so you never have to lift a finger. Just set a weekly savings target, and we’ll monitor your income and spending to identify the best time to set money aside from your checking account into savings (where you’re less likely to spend it!). It’s called AutoSave — just set it and forget it. And if you open an Empower Interest Checking account, Empower will pay you 0.05% APY** on all your savings.

Empower deposits are FDIC insured up to $250,000**.

Privacy: Your personal data belongs to you, and you alone. We would never share or sell your information to another party.

Security: We keep your money safe and sound with the latest-and-greatest bank-grade security features and protections: AES 256-bit encryption, multi-factor authentication, Touch/Face ID.

For more information, visit empower.me.

* Eligibility requirements apply. Free instant delivery is available for eligible Empower Checking Account customers with an activated debit card.

^ Reimbursement for up to 3 ATM fees per month, with a maximum reimbursement of $10 per ATM withdrawal.

** Banking services provided by nbkc bank, Member FDIC. 0.05% Annual Percentage Yield (APY) may change at any time. APY as of Mar 30, 2021. Empower charges an auto-recurring monthly subscription fee of $8 for access to the full suite of money management features offered on the platform. The subscription fee will apply (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription.

† Early access to paycheck deposit funds depends on the timing of the employer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the employer's scheduled payment date.

Empower does not charge foreign transaction fees for the use of the Empower Visa Debit Card outside of the US. However, Visa charges a foreign transaction fee of 1%. Empower does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.
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