89
good

Experian Credit Report | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
1 Point Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
92%
Android
2582 Reports
iOS unitQ Score
iOS User Feedback
8%
iOS
217 Reports
User Feedback
8%
iOS
217 Reports
92%
Android
2582 Reports
Experian Credit Report - Latest Quality Issues
iOS
Oct 20, 2021
Excessive marketing notifications
I use the basic membership it to keep an eye on my score and fraud alerts. I get one or two notifications every single day with generic messages about my score. Their real purpose is clearly to push their paid membership. Marketing notifications are against Apple policies and Experian app support never replied when I called them out.
Android
Oct 20, 2021
The lock credit feature is awesome. My complaint is that they're not synced with Peoples United Bank- a major chain in New England. They also aren't synced with AT&T which sucks becauseI have a history of perfect payments for the last 5 years and they're comfortable enough to finance a $2000 phone (Samsung Galaxy flip with attachments/earphones/ wireless chargers) but I can't get credit line Increased... It could be an issue with People's United, and may not be their fault. AT&T is unacceptable
Android
Oct 19, 2021
I don't like I can't cancel online, but otherwise accurate and good app. ..way too expensive though.
Android
Oct 19, 2021
I canceled my subscription yet they still continue to charge me I can't get into my account at all so they are charging me for a service I can't use don't sign up it's a trap you will have to have your bank issue new cards to get them to stop charging you
iOS
Oct 19, 2021
Rarely Works
This app is useless. It barely works. Sends notifications like they're going out of fashion, but then try to launch it and it just hangs. I wouldn't bother with it.
Android
Oct 19, 2021
Great app when it opens... which is only about 25% of the time. It still baffles me why I'm paying 20$ a month for something that barely works.
Android
Oct 19, 2021
I love the concept of this and Experian itself but, sometimes the app can be a little spotty and won't let me log in or it acts really slow. Definitely could use more updates and Experian boost could be improved.
Android
Oct 19, 2021
Experian great at what they do ..yet I have credit cards with great payment history been reported to Transunion and Equifax and my creditors told me they report to all 3 yet Experian always say I have no credit accounts and no history . Yet one of my creditors is Self for building credit and they told me my credit score with Experian is 597..and that's after it went down 22 points ..I feel like ignoring my credit score to other creditors ..companies actually hurt me obtaining financing .
Android
Oct 19, 2021
App takes forever to load past the login if it even does. Most of the time I get an error message. I can't use the app anymore.
Experian Credit Report - Product Description
Get your FREE Experian Credit Report & FICO® Score* – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. And now, for the first time, you can raise your FICO Score instantly with Experian Boost™**. You’ll get the credit you deserve for the utility, cell phone and streaming service payments you’re already making.

See what's helping or hurting your FICO® Score, learn how your credit report impacts your FICO Score and interact with your credit in a completely re-imagined way. Always be in the know with credit monitoring and alerts that notify you when key changes to your Experian Credit Report & FICO Score occur.

Plus, take advantage of Experian CreditMatch™*** to find better credit cards and apply with confidence thanks to matches based on your FICO® Score.

KEY FEATURES:

FREE FICO® SCORE* and EXPERIAN CREDIT REPORT 
• Track your FICO Score and see which financial behaviors are helping or hurting.
• Better understand the kind of information lenders see – like credit accounts, inquiries and public records.
• Automatically updates every 30 days upon sign-in.

EXPERIAN BOOST**
• Connect your accounts to increase your FICO® Score instantly.
• Look better to lenders and save money by qualifying for better rates and offers.

EXPERIAN CREDITMATCH***
• See credit card matches based on your FICO® Score.
• Compare your best options and make your choice.

CREDITLOCK****
Easily lock your Experian Credit File and guard yourself against identity theft with the touch of a button. Prevent unauthorized credit activity with real-time alerts if someone tries to apply for credit in your name while your credit file is locked.

CREDIT MONITORING & ALERTS
• Know when your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report.
• Push notifications, when enabled, will send alerts directly to your device.

Bill Negotiator*****
• Upload your bills, and we negotiate for you. If we can’t, there is no charge.  

ABOUT EXPERIAN®
Experian is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft.

Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy
Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.experian.com

**Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.

***Offers are not available in all states. To learn more: https://www.creditmatch.com

****Experian CreditLock is a separate service from Security Freeze: https://www.experian.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit: https://www.experian.com/blogs/ask-experian/whats-the-difference-between-freezing-or-locking-my-credit/

*****Bill Negotiator - Results may vary. Some may not receive negotiated discounts or savings. Learn more: https://www.experian.com/consumer-products/bill-negotiator.com

© 2020 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.
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