Quality degradation at Kikoff – Build Credit Quickly  
Users report higher volume of Quality Issues than usual
62
fair

Kikoff – Build Credit Quickly | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-10 Points Past 7 Days
Category: Finance
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30-Day Trend
 
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Epic
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Android unitQ Score
Android User Feedback
74%
Android
211 Reports
iOS unitQ Score
iOS User Feedback
26%
iOS
76 Reports
User Feedback
26%
iOS
76 Reports
74%
Android
211 Reports
Kikoff – Build Credit Quickly - Latest Quality Issues
iOS
Mar 23, 2024
Was fine up until now
Kikoff was great for me. Made my monthly payments and everything. Today I upgraded to the new plan that was $39 a month since it ups the utilization on the account. Later in the evening time, I receive an email that my account is closed due to a non payment even tho I've been paying it for months. Like how in the world…..if they cannot reopen this, I will dispute it and every charge that I've sent them.
iOS
Mar 23, 2024
Reading as Derogatory on my Credit Report!!
This initially got 5 stars for increasing my credit report but this morning I got my credit report and Kikoff is showing as a derogatory account even though it's been paid for a year and a half and it shows I owe them nothing. This makes zero sense and makes me wish I'd never downloaded this app. I got the app to improve my credit and now it's making it worse!
Android
Mar 23, 2024
Won't let me sign up and keep saying that I don't match my information. Please there's no way to contact support to clear the issue up
Android
Mar 24, 2024
they take your money every month then when you want to stop and cancel and not do it anymore when you want to stop and cancel you don't get any of that money back you won't get any of that money back won't get any of that money back you're out all that money you put in out all that money you put in
Android
Mar 24, 2024
This is not credit. You're basically paying them to say that you have a 750 credit limit but you don't. Yes it does build your credit. But they are very misleading in their description. They do not sell anything you cannot buy anything.
Android
Mar 24, 2024
They say you get a credit line. You get NOTHING. All this company does is report payments on your credit history. Big deal. You get no money, nothing from the credit line!, and Kikoff wants the customer to pay for that? FU
iOS
Mar 25, 2024
DONT DO IT
I signed up for Kikoff, and they scammed me by taking money out of my account and not allowing me to access any part of the app further. So far every month $20 has been missing from my account and I have not been able to access any credit to do anything further than see the $20 missing from my account.
Android
Mar 25, 2024
Well the $750 it snags you with is a lie. You can't spend it. There is no way to access it. If you cancel your account they charge you $55. Someone please tell me what is good about this app? Also, I've been unable to download the app.
Android
Mar 26, 2024
I paid over 2000 dollars on a "loan" just to lose the money. I never saw huge gains in credit score, it did raise it some. I'm just more shook that you give them over 2000 dollars for what feels like 0 return. Absolutely crazy. Not a bad service if you are okay paying someone for a gain in credit.
Kikoff – Build Credit Quickly - Product Description
If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. 

Purchase the Kikoff plan for just $5/month (with no additional fees or interest – yes, really). You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit score! Whether you have a low credit score or no credit score, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply.

How it works:
1. We lower your credit utilization with a $750 credit line. 

2. You make a purchase in the Kikoff store with that credit line, and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low).

3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup.

Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Want to improve your unitQ Score by 20% within 30 days?
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