/ unitQ Score

Kiwi - Borrow & Build Credit

Finance30-day average as of Nov 09, 2026

Kiwi - Borrow & Build Credit at a glanceKiwi - Borrow & Build Credit (Finance) has a unitQ Score of 43 out of 100, rated poor, as the 30-day average on Nov 9, 2026, up 4 points from 39 in the previous 30 days. The score draws on 286 user feedback reports from the App Store and Google Play in the last 30 days. Top feedback themes: Refund Request Rejected, Difficult to Navigate UI and Unsatisfactory Behavior.

What’s unitQ Score? unitQ Score measures the gap between user expectations and their actual experience. It is an unbiased and proprietary machine-generated scoring algorithm that represents the percentage of a company's customers reporting a frictionless experience with their product or service.

Feedback sources:App StoreGoogle Play
43poor

unitQ Score 30 Day Average as of Nov 09, 2026 4 point score increase in the last 30 days

Previous 30 days39
Last 30 days43

30-Day Trend

poorfairgoodepicunitQ ScoreiOS unitQ ScoreAndroid unitQ Score
020406080Oct 9Oct 24Nov 8020406080Oct 9Oct 24Nov 8

User Feedback

286Reports
iOS
42 % 119 Reports
Android
58 % 167 Reports

Compared with similar apps

  1. Citi Mobile89
  2. Dave - Banking For Humans81
  3. Robinhood77
  4. Robinhood: Invest. Save. Earn.77
  5. Cash App74
  6. Chime71
  7. Capital One Mobile68
  8. Coinbase Buy & sell Bitcoin53
  9. Kiwi - Borrow & Build Credit43
  10. Rocket Money42
  11. PayPal: Mobile Cash38

Top feedback themes

  • AccountPayment
    Refund Request Rejected
  • ApplicationUser Interface
    Difficult to Navigate UI
  • Customer Support & SuccessConduct
    Unsatisfactory Behavior
  • ApplicationStability
    Force Closing Or Crashing
  • Customer Support & SuccessContact
    Can't Contact Customer Support

About Kiwi - Borrow & Build Credit

What is Kiwi - Borrow & Build Credit?

The Kiwi - Borrow & Build Credit app is a financial tool that helps users build their credit scores while allowing them to borrow money. It provides a simple way for users to manage their borrowing and improve their credit history, making it easier to access loans in the future.

Is Kiwi - Borrow & Build Credit safe?

The Kiwi app has strong security measures, including encryption to protect user data and a commitment to not sharing personal information. However, users should be cautious as it may collect financial information and has mixed reviews regarding trust and customer service. Parents should evaluate the lending terms and potential fees, making sure younger users understand the risks involved in borrowing.

Who owns Kiwi - Borrow & Build Credit app?

The Kiwi - Borrow & Build Credit app is owned by the fintech company Kiwi, co-founded by Anup Agrawal, Mohit Bedi, and Siddharth Mehta. These founders have backgrounds in prominent financial institutions and companies.

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