This is Kuda, the free digital bank with a microfinance banking license from the Central Bank of Nigeria. Kuda helps you save more money and take control of your finances. WHY CHOOSE KUDA? • Open an account in minutes, free of charge. • Kuda is free to use, with monthly transfers, debit and credit alerts, and cash withdrawals from thousands of ATMs across Nigeria all at no cost. • Save and plan easily with Kuda’s saving and budgeting features. • Keep your money safe as it grows. OPEN AN ACCOUNT FREE OF CHARGE At Kuda, we know what a hassle it can be to get your finances in order. Every naira counts, so we don’t charge you for card maintenance or account maintenance. We'll even deliver a free debit card to you, free of charge. Everything happens on your Kuda app, no need for paperwork. ENJOY THE FREE PERKS OF KUDA Sending money shouldn’t cost you more money. We'll give you up to 25 free transfers to other banks every month, and extra transfers cost only 10 naira each. Withdraw cash from thousands of ATMs across Nigeria, all free of charge. Even alerts are free on Kuda. WATCH YOUR MONEY GROW Kuda helps you plan your finances and save for your future. Use our Budget tool to take control of your spending, then set a percentage to save automatically and watch your money grow. We'll reward your good saving pattern with up to 15% annual interest on your savings, so your money keeps making money. KEEP YOUR MONEY IN SAFE HANDS We know debit cards go missing sometimes. That's why you can block your card on the app (and unblock it if you find it). Need more help? Chat with us on the app or send a message to firstname.lastname@example.org whenever. READY TO SWITCH? Move to Kuda in 3 easy steps: • Open your account: Download the app and sign up. • Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks. • Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time. For more information about Kuda, please go to help.kudabank.com. Spend smarter, save better and get the most out of your money with Kuda. Download Kuda now.