Kuda is a free, digital-only bank with a microfinance banking license from the Central Bank of Nigeria. What's great about Kuda? • We don't charge card maintenance or account maintenance fees. • We'll give you up to 25 free transfers to other banks every month. Extra transfers cost just 10 naira each. • Debit and credit alerts are free. • We'll deliver a free debit card to you free of charge. • Free withdrawals at over 3,000 ATMs across Nigeria. • We'll help you plan your finances better and save money automatically even when you're spending. • We'll pay you up to 15% annual interest on your savings. • Joining takes just a few minutes and there's no paperwork involved. Other things people love about us: • No minimum balance. • Request, activate, block and unblock the free debit card on the app. • Responsive customer support. • Automatic budgeting tools for easier money management. Spend smarter, save better and get the most out of your money with Kuda. How to switch to Kuda: • Open your account: Download the app and sign up. • Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks. • Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time. For more information about Kuda, please go to kudabank.com or help.kudabank.com.