58
fair

myWisely: Mobile Banking | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
6 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
63%
Android
106 Reports
iOS unitQ Score
iOS User Feedback
37%
iOS
63 Reports
User Feedback
37%
iOS
63 Reports
63%
Android
106 Reports
myWisely: Mobile Banking - Latest Quality Issues
Android
Mar 23, 2024
BEWARE two dozen times I have been a victim of fraud NOT using this card. Replaced card, and it still happens ! Thief on the inside !!! BEWARE I keep card in my safe as a backup plan. Money goes to subscription services.
Android
Mar 23, 2024
Doesn't connect to a lot of other cards! Be careful!!!
Android
Mar 23, 2024
It's been two weeks I'm trying to take money to an ATM I can't. Evrytime they sent me a notification text and I replied yes, it doesn't go through and I can't take our the cash. It's frustrating 😒 especially I need the money to pay my rent. I hate this so much. And whenever I called they basically don't do anything to fix it.
Android
Mar 24, 2024
The absolute worst! Doesn't connect via Plaid. You have to upgrade in order to get early direct deposit. Doesn't offer early wage access or cash advance. No virtual card, so if you lose your card you're screwed until another arrives in the mail. No way to access funds in your account as they lock the account ( even ACH transactions) until you get your new card. No dispute resolution. No location for physical withdrawal and there's an ATM limit. Card does not have tap feature. My pay comes late.
Android
Mar 24, 2024
I don't like the app it lock me out and I can't remember my password I can't take money out anymore I don't like it and when I call u guy to try to fix this I had to be ask some dumb questions about my last deposit and othe stuff like that my so mad at this app
Android
Mar 25, 2024
Zero Recommended, they take money from you every time you Withdraw Money.
iOS
Mar 25, 2024
Don’t trust them
RUN! Don't even open an account with them, you will lose your money even when they got hack they still don't want to give you anything
Android
Mar 27, 2024
This is literally the worst app I've ever had. You can't transfer your money to venmo even though it clearly says you can in the faq section. There is no way to transfer money without taking it off at an ATM and putting it on another card that way.. it's 2024. Why am I still doing this. The fact I can't move money to venmo or chime is a real drag. If employers were not the main base client of this company, no one would ever use this app. Fix it... then you earn my stars.
Android
Mar 27, 2024
I didn't download this app
myWisely: Mobile Banking - Product Description
Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4). 

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1) 
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.   

SHOP AND PAY BILLS(6) 
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card.  Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all  fees for more information.  
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. 

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.
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