PayActiv - Earned Wage Access
PayActiv - Earned Wage Access at a glancePayActiv - Earned Wage Access (Finance) has a unitQ Score of 48 out of 100, rated poor, as the 30-day average on Nov 9, 2026, down 4 points from 52 in the previous 30 days. The score draws on 93 user feedback reports from the App Store and Google Play in the last 30 days. Top feedback themes: Difficult to Navigate UI, Subscription Too Expensive and Unsatisfactory Behavior.
What’s unitQ Score? unitQ Score measures the gap between user expectations and their actual experience. It is an unbiased and proprietary machine-generated scoring algorithm that represents the percentage of a company's customers reporting a frictionless experience with their product or service.
unitQ Score 30 Day Average as of Nov 09, 2026 4 point score decrease in the last 30 days
30-Day Trend
User Feedback
- iOS
- 35 % 33 Reports
- Android
- 65 % 60 Reports
Compared with similar apps
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PayActiv - Earned Wage Access48
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PayPal: Mobile Cash38
Top feedback themes
- ApplicationUser InterfaceDifficult to Navigate UI
- AccountSubscriptionSubscription Too Expensive
- Customer Support & SuccessConductUnsatisfactory Behavior
- ApplicationLoginCan't Log In
About PayActiv - Earned Wage Access
What is PayActiv - Earned Wage Access?
PayActiv - Earned Wage Access is an app that allows employees to access their earned wages before their regular payday. This helps workers manage their finances better by providing them with immediate access to their money when they need it.
Is PayActiv - Earned Wage Access safe?
The PayActiv app implements strong security measures, like encryption and multi-factor authentication, which enhance user safety. However, as it involves sharing sensitive financial information, younger audiences should be cautious about privacy risks and potential misinformation. While PayActiv provides protection against overdraft fees, users must still be aware of the responsibilities of accessing earned wages, which could lead to overspending.
Who owns PayActiv - Earned Wage Access app?
The PayActiv - Earned Wage Access app is owned by Payactiv, Inc., which was co-founded by Safwan Shah, Sohail Aslam, and Ijaz Anwar. The app was created to provide employees with earned wage access, allowing them to access their wages before payday.