84
good

YNAB: Budgeting & Finance | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
23 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
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Epic
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Android unitQ Score
Android User Feedback
49%
Android
72 Reports
iOS unitQ Score
iOS User Feedback
51%
iOS
75 Reports
User Feedback
51%
iOS
75 Reports
49%
Android
72 Reports
YNAB: Budgeting & Finance - Latest Quality Issues
iOS
Mar 19, 2024
Great budgeting, lacking in reports
The reports seem neglected on mobile. I wish they wouldn't keep working on features that only work under perfect conditions (loans are great for mortgages, but break down on car loans that accrue interest daily). Instead, I wish I could do more analysis on the mobile app using the reports. The web version has some great analytics that I'm not able to do here on the app.
iOS
Mar 19, 2024
Lacks services for users outside US
Good app, but doesn't provide the full services for users outside US (lack banks auto-import), and still charges the same fee
iOS
Mar 19, 2024
It shouldn’t be this hard to budget…
You've taken a simple idea and made it SO much more difficult than necessary. I don't want every dollar to “have a job”. Sometimes I want my money to sit in a savings or investment account without having to account for it it in my Assign Money amount. I also like to use and pay off my credit cards monthly, but for the life of me, I can't make this process work on this app. When I try to watch the “How to” videos, they start at 25 minutes. Who has hours to watch excessively long videos for an APP?! If your videos have to be that long, you've made this process to difficult. And the format between the phone, tablet, and computer app is a nightmare. Some tasks are easier to do on a specific device, but no device is easy for all functions. I have started and re-started my budget 3 separate time to work out the kinks. Now I'm just going to cancel and find a budgeting app that doesn't require hours to figure out.
iOS
Mar 21, 2024
Was great till
YNAB was a great solution until they were discontinuing sync with European Private Beta Banks from Truelayer. No big announcement or any clear communication. Just finding out Volksbank is no longer to be synced. Thanks YNAB for your great communication…not.
Android
Mar 24, 2024
He asks you a thousand questions and after several minutes tells you that you have to pay. Don't waste my time like that, it's not fair.
iOS
Mar 25, 2024
Erste Bank (AT) not supported anymore
Unfortunately they announced that they will stop supporting several important European banks with the only justification that their API provider classifies them as “private beta” - a blow in the face for all the European supporters of YNAB. I might add without giving a proper notice period especially for those with yearly plans. In a world of open banking & many banking API providers, it's sad to see such a good product turning away from Europe.
Android
Mar 25, 2024
Too manual and relies too heavily on static expenses when bills may change month to month. It would be one thing if it would link to online bill payment portals to adjust budget based on that but overall I just don't understand the hype around this app. It was nearly as much work as just running an Excel sheet. There's no way id ever consider paying for this app and I think it's incredible that they have as many subscribers as they do for such a simple app that requires the user to do so much
iOS
Mar 25, 2024
It’s very complex
I have been using it for more than a year : 1. The learning curve is very tedious. 2. Sometimes it's shows multiple credits and debits. I am exhausted.
Android
Mar 25, 2024
Great concept, and their YouTube channel has a lot of how-to videos, but as many others have mentioned, YNAB is having a lot of issues keeping bank accounts in sync. I canceled my subscription during the 34 day free trial but may return in the future if they get their issues ironed out.
YNAB: Budgeting & Finance - Product Description
You don’t need someone to tell you how to spend your money. You just need a tool that offers a big-picture perspective of your finances so that you can stop wasting dollars on things that don’t matter to you and start spending intentionally on the things that do. 


YNAB is a simple method and budgeting app that has taught millions of people to change their relationship with money. Stop arguing with your partner about your finances, quit doing mental math to figure out if you can really afford something, and start taking control of your finances so you can fund a future that you’ll love living. Get started today with a one-month free trial! 


Key Features: 


Subscription Sharing: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost. 
Loan Planner: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go. 
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place. 
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don’t (and won’t) sell your data. We don’t host in-app ads or pitch recommended products. We make it easy to trust your budget. 
Resources Galore: We have an award-winning customer support team eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more. 


Customer Testimonials:

“YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn

“I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!”
-- @taber

“3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!”
-- @HancinGaming

“I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.”
-- @janejoneslives

“I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!”
-- @Thai_Jonny

Love how you spend and celebrate how you save. The YNAB budgeting app and its simple four-rule method will help you demolish your debt, save piles of cash, spend without guilt, and reach financial goals faster.

Free for 30 Days, Then Monthly or Annual Subscriptions Available

Subscription Details
- YNAB is a one-year auto-renewable subscription, billed monthly or annually.
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.
- Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

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